mortgages for churches and Christian organisations



We understand the unique challenges that churches face when looking to borrow money.

Need a new church roof? Looking to convert a building into a new youth club hall? Whatever your church project is, Stewardship can help provide you with the mortgage needed to see it through to completion.

When your ability to repay church mortgages is based on other people’s generosity, securing a high street mortgage can be difficult. When combined with the fact that churches and charities are governed by a number of different rules and regulations, borrowing money can very quickly become a headache.

Whether you’re looking to buy, build or develop your church, or if you need to borrow money as part of a Christian charity, we’re here to help with our low rate mortgages.

Our professional and efficient services are currently providing loan funding of around £14million to 94 churches and Christian charities throughout the UK, with some incredible results. Read some of our client testimonials below.


mortgage application form



Our church mortgages: the details you need to know


Our mortgage rates for churches and Christian organisations start at just 3.75%. By offering a flexible financing solution we believe that we can help support and strengthen your cause. Take a look at some of the benefits of our church and Christian mortgages below:

  • Mortgages available for churches and Christian organisations from as low as 3.75%
  • Make lump sum repayments without penalty
  • No penalties for early redemption 
  • Loan period up to 15 years
  • Simple application process with low fees
  • Save money by taking your mortgage advance in two or more stages (as building work progresses)
  • Can usually include residential property (e.g. manse or housing for youth workers)

For more information, and to see if you’re eligible for our mortgages, please call our mortgages team on 020 8502 8565.


"Stewardship are different. There is a warmth and personal relationship in what is clearly a very professional organisation and service."

Steve Campbell, C3 Cambridge Community Church

Read their story

"Stewardship were so easy to deal with and so incredibly helpful. The team had a real understanding of where we were and what we were trying to achieve."

Vince White, Church Administration Manager, Monyhull Church

Read their story

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