COVID-19: Stewardship is operating as usual and we are aiming to provide as close to normal service as we can.
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for churches and Christian organisations


COVID-19: An update from our mortgages team

Access Stewardship’s full update here

Its business as usual for our church and charity lending service with all members of our team now working from home. To contact our team, please use our normal email address and telephone numbers, however we ask that you do not send any items to us by post at this time.




We understand the unique challenges that churches face when looking to borrow money.

Need a new church roof? Looking to convert a building into a new youth club hall? Whatever your church project is, Stewardship can help provide you with the mortgage needed to see it through to completion.

When your ability to repay church mortgages is based on other people’s generosity, securing a high street mortgage can be difficult. When combined with the fact that churches and charities are governed by a number of different rules and regulations, borrowing money can very quickly become a headache.

Whether you’re looking to buy, build or develop your church, or if you need to borrow money as part of a Christian charity, we’re here to help with our low rate mortgages.

Our professional and efficient services are currently providing loan funding of around £18 million to 106 churches and Christian charities throughout the UK, with some incredible results. Read some of our client testimonials below.


mortgage application form



Our Church Mortgages


Our mortgage rates for churches and Christian organisations start at just 3.75%. By offering a flexible financing solution we believe that we can help support and strengthen your cause. Take a look at some of the benefits of our church and Christian mortgages below:

  • Mortgages available for churches and Christian organisations from as low as 3.75%
  • Make lump sum repayments without penalty
  • No penalties for early redemption 
  • Loan period up to 15 years
  • Simple application process with low fees
  • Save money by taking your mortgage advance in two or more stages (as building work progresses)
  • Can usually include residential property (e.g. manse or housing for youth workers)


Coronavirus Cash Flow Support Loan (CCFSL)

The CCFSL is a new loan initiative set up by Stewardship to offer cash flow support to churches and charities who have been greatly impacted by the effects of the COVID-19 pandemic.


find out more




Client Comments


"Stewardship are different. There is a warmth and personal relationship in what is clearly a very professional organisation and service." (Read more).

Steve Campbell, C3 Cambridge Community Church


"Stewardship were so easy to deal with and so incredibly helpful. The team had a real understanding of where we were and what we were trying to achieve." (Read more).

Vince White, Church Administration Manager, Monyhull Church



Contact Us


For further information, please contact our Mortgages Team.


email us


Alternatively, telephone us on 020 8502 8565.



More Information


Mortgages Fees and Charges

Mortgage information sheet

What makes a good mortgage application?

BLOG: How Stewardship helped Hope Corner Community Centre