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Loan Fees

What do we do with your fees?

Just like the churches and charities we support, Stewardship is a not-for-profit too. 

So when the administrative costs of services are covered, any surplus is reinvested into supporting charitable activities such as training, events and resources.

Fees

  • No Facility Fee
  • No Hidden Costs
  • Competitive, Tiered Application and Completion Fees

If you have any questions, get in touch.

Application and Completion Fees

Loan Value

All Loans (excluding Development Loans)      

Development Loans
<£499,999.99

Application Fee £300

Arrangement Fee 0.5%

Application Fee £300

Arrangement Fee 1%

>£500,000.00 - £749,999.99

Application Fee £600

Arrangement Fee 0.5%

Application Fee £600

Arrangement Fee 1%

>£750,000.00 - £1,999,999.99

Application Fee £900

Arrangement Fee 0.5%

Application Fee £900

Arrangement Fee 1%

Loan Management Fee (on application)

>£2 million

Application Fee £1,500

Arrangement Fee 0.5%

Application Fee £1,500

Arrangement Fee 1%

Loan Management Fee (on application)

 

Pre Completion Fees (commencing 1 January 2022)

Item Fee
Review and Approval of Third Party Loan Agreement £105
Perusal of Additional Valuation Report £105
Perusal of Additional Property Report (e.g. Damp Report) £105
Deed of Priority Agreement Fee £210
Deed of Postponement Agreement Fee £210

 

Post Completion Fees

Item Fee
Security Release Fee £250 (per release)
Subsequent Drawdown Release Fee £150
Consent to Residential Lease or License Fee     £150
Consent to Commercial Lease or Licence Fee £250
Consent to Third Party Borrowing £150
Transfer to Charitable Incorporated Organisation (CIO) Administration Fee £150
Transfer to Other Entity Administration Fee     £150
First Rejected Direct Debit Fee in 12 Month Period £50
Second Rejected Direct Debit Fee in 12 Month Period £50
Third+ Rejected Direct Debit Fee in 12 Month Period  £125
Refinance/Loan Term Extension Fee 0.25% of the outstanding loan amount (minimum payment £300)
Loan Application Scanning Fee From £25
Breach of Loan Obligations Administration Charge From £250

 

Additional Post Completion Fees (commencing 1 January 2022)

Item Fee
Security Release Fee £210
Subsequent Drawdown Release Fee £210
Application for Consent to Residential Lease or Licence Fee £210
Application for Consent to Commericial Lease or Licence Fee £210
Application for Consent to Third Party Borrowing £210
Consent to Update the Land Registry Register £105
Transfer to CIO Administration Fee £210
Transfer to Other Entity Administration Fee £210
First Rejected Direct Debit Fee in 12 Month Period £50
Second Rejected Direct Debit Fee in 12 Month Period £100
Third+ Rejected Direct Debit Fee in 12 Month Period £210
Refinance/Loan Term Extension Fee 0.25% of the outstanding loan amount (minimum payment £300)
Loan Application Scanning Fee From £210
Breach of Loan Condition Administration Charge £210 per Breach
Rescheduling Fee £35
Application to adjust/change the Stewardship Security £210

 

Apply for a loan today

Start your building project on the right foot.

Start Your Loan Application

Get in touch

Our team are always happy to hear from you and to answer any questions that you might have. 

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