We help you give and we strengthen the causes you give to

Generosity is our cause

Submenu title


Plant surrounded by coins

What to do with your church reserves fund

Often churches have great systems in place for handling smaller amounts of money on a day-to-day basis, but struggle far more when considering:

  • Whether to hold reserves or surplus funds;
  • How to calculate levels of reserves;
  • How to look after and invest any surplus funds that they may have.

This, and an accompanying paper 'How to set a church reserves policy', offer churches both a Biblical and practical perspective on how to think about reserves and what to do with them once a decision is made. Whilst the other paper considers the first two questions, this paper focuses on the third question of what to do with the funds.


Quarterly emails for trustees, treasurers and Church and Charity Leaders. Practical tools, technical resources and expert guidance to safeguard your mission and ministry.