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Introduction to insurance for churches and charities

What insurance cover should churches and Christian charities take out? Is trustees' indemnity insurance a good thing? What information should we disclose to our insurers? These questions and others are addressed in this briefing paper designed to help trustees consider what the appropriate level of insurance is for their church or charity.

Topics included:

  • Insurance 'must haves':
    • Employers' liability;
    • Public liability;
  • Optional cover:
    • Churches that own or occupy land and buildings;
    • Churches who are lessees;
    • Churches who are landlords;
    • Contents insurance;
    • All risks insurance;
    • Residential property;
    • Loss of income;
    • Money;
    • Personal accident;
    • Trustees' indemnity insurance;
    • Other areas which insurance arrangements should be reviewed;
  • Trustees' indemnity insurance;
  • What information should we disclose to our insurers?
  • Glossary of terms commonly found in insurance documents.