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Giving Account Fees

What do we do with your fee?

Just like the churches, charities and full-time Christian workers we support, Stewardship is a not-for-profit too. 

So when the administrative costs of services are covered, any surplus is reinvested into supporting charitable activities such as training, events and resources.


  • No account opening fee
  • No monthly subscription fee
  • Competitive fee on money paid in

Where we incur additional costs, perhaps for processing unusual or exceptional transactions, we may deduct a further one-off charge to pay for this, but we will always discuss this with you before making any deduction from your Giving Account balance.

Top-ups including Gift Aid 3.5%
*Top-ups without Gift Aid 3%

*Top-ups without Gift Aid include those from churches, charities and companies

Please note: Top-ups by cheque or from agencies (such as CAF, Charitable Giving and Charities trust) are subject to a minimum £5 fee to cover additional administrative costs.

Giving Account Fee Examples with Gift Aid

With a Stewardship Giving Account for Individuals there is a competitive 3.5% fee taken on account top ups. Gift Aid is instantly claimed on giving £25,000 and under, adding 25p to every £1 given without waiting for HMRC. 

Gift Amount  Gift Aid Fee (3.5%) Charity Receives
£5 £1.25 £0.22 £6.03
£20 £5.00 £0.88 £24.12
£100 £25.00 £4.38 £120.62
£500 £125.00 £21.88 £603.12

Grants Out

International Fees

If you would like to request a donation overseas, an additional deduction of 1% will apply. This fee is applied at the point of payment to the partner.

If an overseas charity is not yet registered with Stewardship or Stewardship America, the following one-off set-up fee will also be deducted. We’ll validate the charity to ensure that they are eligible to receive funds.

Where is the charity registered?* Set-up fee
Category A (country score 60+): USA, Australia, Belgium, Norway £90
Category B (country score 30-59): Argentina, Bulgaria, India, South Africa £120
Category C (country score 0-30): Iraq, North Korea, Venezuela, Zimbabwe £180

*Categories are based on country scores allocated by the Corruption Perceptions Index

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