Giving Account Fees
What do we do with your fee?
Just like the churches, charities and full-time Christian workers we support, Stewardship is a not-for-profit too.
So when the administrative costs of services are covered, any surplus is reinvested into supporting charitable activities such as training, events and resources.
- No Account Opening Fee
- No Monthly Subscription Fee
- Competitive Fee On Money Paid In
Where we incur additional costs, perhaps for processing unusual or exceptional transactions, we may deduct a further one-off charge to pay for this, but we will always discuss this with you before making any deduction from your Giving Account balance.
|Top-ups including Gift Aid||3.5%|
|*Top-ups without Gift Aid||3%|
*Top-ups without Gift Aid include those from churches, charities and companies. The giving from agencies such as CAF, Charitable Giving and Charities Trust are subject to a minimum £5 fee or 3% fee (whichever is higher) to cover additional administrative costs.
Giving Account Fee Examples with Gift Aid
With a Stewardship Giving Account for Individuals there is a competitive 3.5% fee taken on account top ups. Gift Aid is instantly claimed on giving £25,000 and under, adding 25p to every £1 given without waiting for HMRC.
|Gift Amount||Gift Aid||Fee (3.5%)||Charity Receives|
How Does Stewardship Compare?
Based on a £10 donation with Gift Aid applied, here's how we compare to other similar providers:
|Fees||Charity Membership Fees||Number of Charities Signed Up||Charity Receives|
3.5% on gift+ Gift Aid
|CAF||4% fee on gift + Gift Aid||£0||NA||£12.00|
|Justgiving||1.9% card processing fee + 20p + 5% of Gift Aid||£15 or £39 + VAT monthly||25,000+||£11.98|
|Virgin Money Giving||2% platform fee + 2.5% card processing fee||£150 + VAT one-off||13,500||£12.05|
If you would like to request a donation overseas, an additional deduction of 1% will apply. This fee is applied at the point of payment to the partner.
If an overseas charity is not yet registered with Stewardship or Stewardship America, the following one-off set-up fee will also be deducted. We’ll validate the charity to ensure that they are eligible to receive funds.
|Where is the charity registered?*||Set-up fee|
|Category A (country score 60+): USA, Australia, Belgium, Norway||£90|
|Category B (country score 30-59): Argentina, Bulgaria, India, South Africa||£120|
|Category C (country score 0-30): Iraq, North Korea, Venezuela, Zimbabwe||£180|
*Categories are based on country scores allocated by the Corruption Perceptions Index