Fees

• No account opening fee
• No monthly subscription fee
• Competitive fee on money paid in

Where we incur additional costs, perhaps for processing unusual or exceptional transactions, we may deduct a further one-off charge to pay for this, but we will always discuss this with you before making any deduction from your Giving Account balance.

	Fee
Top-ups including Gift Aid	3.5%
*Top-ups without Gift Aid	3%

*Top-ups without Gift Aid include those from churches, charities and companies

Please note: Top-ups by cheque or from agencies (such as CAF, Charitable Giving and Charities trust) are subject to a minimum £5 fee to cover additional administrative costs.

Giving Account Fee Examples with Gift Aid

With a Stewardship Giving Account for Individuals there is a competitive 3.5% fee taken on account top ups. Gift Aid is instantly claimed on giving £25,000 and under, adding 25p to every £1 given without waiting for HMRC. 

Gift Amount	Gift Aid	Fee (3.5%)	Charity Receives
£5	£1.25	£0.22	£6.03
£20	£5.00	£0.88	£24.12
£100	£25.00	£4.38	£120.62
£500	£125.00	£21.88	£603.12

Grants Out

International Fees

If you would like to request a donation overseas, an additional deduction of 1% will apply. This fee is applied at the point of payment to the partner.

If an overseas charity is not yet registered with Stewardship or Stewardship America, the following one-off set-up fee will also be deducted. We’ll validate the charity to ensure that they are eligible to receive funds.

Where is the charity registered?*	Set-up fee
Category A (country score 60+): USA, Australia, Belgium, Norway	£90
Category B (country score 30-59): Argentina, Bulgaria, India, South Africa	£120
Category C (country score 0-30): Iraq, North Korea, Venezuela, Zimbabwe	£180

*Categories are based on country scores allocated by the Corruption Perceptions Index