What to do with your church reserves fund

Often churches have great systems in place for handling smaller amounts of money on a day-to-day basis, but struggle far more when considering:

• Whether to hold reserves or surplus funds;
• How to calculate levels of reserves;
• How to look after and invest any surplus funds that they may have.

This, and an accompanying paper 'How to set a church reserves policy', offer churches both a Biblical and practical perspective on how to think about reserves and what to do with them once a decision is made. Whilst the other paper considers the first two questions, this paper focuses on the third question of what to do with the funds.