interest rates

Standard rate

0.1

Opening balance of £500. Interest paid monthly. Instant access.

Higher rate

0.75

Opening balance of £10,000. Interest paid monthly. Instant access for withdrawals.

Ordinary deposit fund

0.1

No minimum balance. Interest paid monthly.

Higher rate deposit fund

0.4

£10,000 opening balance. Interest compounded monthly.

Mortgage account

5.50

Loans up to £400,000. Period of up to 15 years. No penalty for early repayment. Non-standard terms available subject to status.