dealing with debt
For millions debt – the bible calls it bondage (Proverbs 22:7) - is the starting point.
Good money management is hard in a culture of affluence, credit and sophisticated financial services. Feeling out of control, anxious, even fearful drives out any sense of money as a gift entrusted to us and constrains the grace and the joy of generosity (2Cor 8:1-3;9:7).